At Park Dental, we accept all common forms of payment for dental services, including Visa, MasterCard, direct debit and direct payment from your insurance carrier, if they allow it.
As a courtesy to you, we can accept assignment from the insurance carrier, which means that they can be directed by you to pay us. In such a case, you will be responsible for the portion that the insurance policy does not cover. Please note that not all insurance policies allow for this arrangement. If your insurance policy does not have this option, then you will be responsible for paying us for the entire cost of the treatment. We will help you by filling out the paperwork so that the insurance company can process the claim and pay you back based on the details in your insurance contract.
Insurance policies often have limits on frequency for some or all procedures. Recently, they have stopped releasing this information to the dental offices. We encourage our patients to understand the specifics of their policy to avoid surprises in coverage. Please read the details in your policy documentation or phone them. The following questions can be very helpful to ask:
How often do they cover a dental examination?
If you are a new patient in our office, will they pay for a “new patient” examination if you have had one done by another dentist within the last 2-3 years?
How often do they cover a dental prophylaxis (polishing part of cleaning)?
How many units of scaling (tartar removal and gum disease treatment) do they cover in a year? A unit is a 15-minute block of time. Many dental plans cover between three to four hours worth of scaling per year, divided up throughout the year based on the patient's needs.
What is the annual dollar limit on your policy?
When is the date of the benefit year on the policy (i.e. when does the policy renew)?